What Is This Lawsuit About?
Plaintiff Marlene Steinberg (“Plaintiff”) filed a class action lawsuit against CoreLogic Credco, LLC (“Defendant”) alleging the Defendant violated the Fair Credit Reporting Act (“FCRA”) by including a deceased notation on her consumer report when she was in fact alive. Defendant denies it violated the FCRA.
The Court has not made any determination whether Defendant violated the FCRA. Nor has the Court made any determination that this lawsuit should proceed as a class action, as opposed to an individual claim brought by Plaintiff. This Notice should not be interpreted as an expression of the Court’s opinion on the merits of the lawsuit. If the Parties had not reached a settlement, Defendant would have vigorously defended the lawsuit and moved for judgment in its favor, and it also would have opposed any attempt to have this case certified as a class action.
Who Is in the Settlement Class?
The Court decided that everyone who fits the following description is a member of the Settlement Class:
All persons residing in the United States of America (including its territories and Puerto Rico) who were the subject: (1) of a consumer report resold by Defendant to a third party within the time period of January 1, 2021 and continuing through May 2, 2023, (2) where the consumer report contained a notation that the consumer was deceased, and (3) either one or two of the nationwide consumer reporting agencies (Experian, Trans Union and Equifax) provided information to Defendant that did not include a deceased notation.
What Does this Settlement Provide?
A Settlement Fund has been created totaling $5,695,000.00. Class Member payments, and the cost to administer the Settlement, the cost to inform people about the Settlement, attorneys’ fees (inclusive of litigation costs), and an award to the Class Representative will also come out of this fund.